Facebook friends could change your credit score
If you are using your real information on any social media site you’re either rich or crazy.
Now, if you have walked away from the system… good on ya mate!
See, if you want any freedom in the US you got to be able to afford it, and the list of people who can do so is shrinking rapidly.
But, just like the slaves of old you can buy your freedom. Back then it costs you roughly $1200. In today’s dollars that would about $35k.
Course the $1200 was a one time fee, the $35k is now annual and it comes with a lot of strings attached.
I have a something for the people at Lenddo; and the like – save this little gem, it’s for your future http://wp.me/a30mf-3q3
its not what you know:its who you know
so if i claim that i am best of friends
with you-know-who or whatever
then i can get special deals all over the place
good job,high interest rate, cheap loan costs.
sounds good to me.
Reject Facebook wisely and install a script-blocker to block its scripts on thousands of websites out there.
NoScript for Firefox is a good start if you want to control which scripts get run automatically when visiting websites.
NoScript Security Suite :: Add-ons for Firefox
Even if you leave Facebook, Google still has tons of data on you and is mining the data to make a buck too.
The idea of rejecting or stop using facebook could be the very reason that your loan application gets turned down by banks.
Banks and credit companies are developing methods to predict your future payment history, based on what you and your friends are doing on social media like Facebook and Twitter and other services like Ebay. If there is no data to collect and analyze then why should the banks say yes to you?
I don’t use social media, I use the Internet (remember that old thing called internet anyone?) and internet was the free open social media platform who sadly with time have been jailed and forced into the corner of peoples minds and now we are stuck with thinking that social media equals facebook and twitter. bah! But I know that the lack of big data form ‘approved’ social media on my part will come and bite me in the ass at a later time, it just seems like that is the way information moves and the use of information moves. And it is not limited to banks and loans, think jobs, health, government, insurance and other areas of your life that in time will demand data to help/support you.
@palantir – then the banks would have to look at your job and housing history, letters of recommendations, etc….
I’ve looked through the resumes of people who put their online sites and activities on their resumes, I’m actually appalled by what I’ve seen. I’ve wondered if these people just have no fear, don’t want the position, or if they are just plane stupid.
Perhaps that’s where the world is heading and a lot of that garbage is acceptable – I would find much of it very compromising. Perhaps, those people want to be politicians?
Regardless, if you are smart you won’t deal with the big banks – you’ll be an active member in your local community –
– Once upon a time there was a little tiny bank, it got its start in the basement of a church. Everyone in the community bought shares; whatever they could afford. This little bank helped people in the community who couldn’t get a lone from the big giant banks to buy a home or set up a new business – that bank flourished and prospered for over 100 years – it was even one of the few that survived the S&L crisis – then it was bought by a larger bank on the east coast in the late 90′s, and that bank was then bought by an even bigger bank, RBS.
That little bank is long gone now, but the idea of it lives on.
If you want the system to change the first thing you got to do is walk away from it.
“You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” -R Buckminster Fuller
Remember when people would say, ‘Americans are lazy!” and Americans would scream and yell that they weren’t and provided the number of their work output. What should have been said was, ‘Americans are lazy thinkers,’ for anyone who is still working within this system; or at least not working to get out of it, and still supporting the two corporate owned corrupt political war mongering parties are certainly not in their right mind and a glutton for punishment.
one more thing – I have a friend who has absolutely no credit – he has a bank account with a credit union; which he seldom uses.
The banks and credit card companies see him as an asset to be tapped – they will do anything to get their hands on this guy.
In this society, in this economy owing nothing, being debt free makes you quite the commodity.
The funny thing is when people say, “But I don’t let strangers check my FP page.” LOL!!! How do people think FB makes money, from ads???? Yeah, right. THEY SELL YOUR INFO , B#+%€es!!!
My cousin just contacted me and asked if he should delete his FB account because he has an impotant job interview on Friday… a little late to be asking that! Major corporations can access all your social networking accounts, so let that sink in next time you need to hunt for a job, kiddies.
Fuckerberg is a prick.